Complete Fine Guide • 2026 Updated
How Much Is a Speeding Ticket in Florida?
Florida speeding ticket fines range from $129 to $500+ depending on how fast you were going. But the ticket fine is just the beginning. When you add insurance increases, points, and court costs, a single speeding ticket can cost over $2,000 in three years. Here is the complete breakdown.
$129-$500+
Fine Range
3-4
Points Added
3-5 Yrs
On Record
Florida Speeding Fine Facts
Fines Are Just the Start
Surcharges and court costs double the base fine
School & Work Zones = Double
Fines are doubled in school and construction zones
Insurance Adds $307/Year Avg
That is $921+ over 3 years on top of the fine
Dismissed = $0 Total Cost
No fine, no points, no insurance increase
Florida Speeding Ticket Fine Schedule (2026)
Florida Statute 316.183 sets the base fines. Mandatory surcharges, court costs, and county fees bring the total much higher. Here is what you actually pay:
| Speed Over Limit | Base Fine | Total w/ Fees | Points | On Record |
|---|---|---|---|---|
| 6-9 MPH over | $25 | $129 | 3 | 3 years |
| 10-14 MPH over | $100 | $204 | 3 | 3 years |
| 15-19 MPH over | $150 | $254 | 4 | 5 years |
| 20-29 MPH over | $175 | $279 | 4 | 5 years |
| 30+ MPH over | $250 | $354+ | 4 | 5 years |
* Total amounts include mandatory state surcharges, court costs, and county fees. Actual amounts may vary slightly by county. Fines are doubled in school zones and construction zones.
6-9 MPH over
$129Base Fine
$25
Points
3
On Record
3 years
10-14 MPH over
$204Base Fine
$100
Points
3
On Record
3 years
15-19 MPH over
$254Base Fine
$150
Points
4
On Record
5 years
20-29 MPH over
$279Base Fine
$175
Points
4
On Record
5 years
30+ MPH over
$354+Base Fine
$250
Points
4
On Record
5 years
* Totals include surcharges and court costs. Doubled in school and construction zones.
The True Cost of a Speeding Ticket
The fine on your ticket is only a fraction of what you will actually pay. Here are the hidden costs most people do not realize:
Court Costs & Surcharges
$79-$129
State surcharges, court costs, and county fees are added automatically to every ticket. A $25 base fine becomes $129 after these mandatory add-ons.
Insurance Increase
$307/yr avg
Florida drivers pay an average of $307 more per year after a speeding ticket. Your insurer is notified automatically when points hit your license.
3-Year Total Impact
$1,050-$2,500+
Fine ($129-$354) + Insurance ($921-$1,575 over 3 years) + potential traffic school costs. One ticket can cost thousands.
Traffic School Costs
$25-$50+
The course fee is $25-$50, plus a clerk enrollment fee of $16-$24. You still pay the full ticket fine. And you can only use this option once per year.
Points on Your License
3-4 Points
Points stay 3-5 years. Accumulate 12 points in 12 months and your license is suspended for 30 days. CDL holders face even stricter consequences.
Late Payment Penalties
+$79
Miss the 30-day deadline and a $79 late fee is added. After 60 days, your license gets a D6 suspension plus a $45-$95 reinstatement fee.
School Zone & Construction Zone: Fines Doubled
Under Florida Statute 316.183(2) and 316.0745, speeding fines are doubled when the violation occurs in an active school zone or construction zone where workers are present.
School Zone Doubled Fines
Construction Zone Doubled Fines
Same doubled amounts apply when workers are present. Signs must clearly indicate the construction zone for fines to be doubled.
Common defense: If no workers were present or signs were improperly placed, the doubling may not apply. Our attorneys frequently challenge these enhancements.
A 15 MPH-over ticket in a school zone costs $508 in fines alone, plus $375+/year in insurance increases. 3-year total: $1,633+
Pay the Ticket vs. Fight It: The Real Math
Option A
Just Pay the Ticket
Option B
Fight It with Ticket Toro
YOU SAVE: $1,036-$1,090 by fighting!
Bottom line: Fighting your speeding ticket costs $35 for dismissible violations, $89 for standard defense ($69 each for 2+ tickets). Paying it costs $1,125+ over 3 years when you include insurance. Even for a $129 ticket, fighting saves you $800+. We win 97% of cases.
What to Do After Getting a Speeding Ticket
Follow these six steps to minimize the financial impact of your Florida speeding ticket:
Don't Pay the Ticket Yet
Paying admits guilt and triggers points and insurance increases. You have 30 days to respond. Use that time wisely. Mark the deadline on your calendar immediately.
Photograph Your Ticket (Front & Back)
Take clear photos of the entire citation. Our system scans for technical defects like missing officer certification, incorrect codes, vague location descriptions, and radar calibration issues.
Get a Free Instant Ticket Analysis
Upload your ticket photo to Ticket Toro. Our system analyzes it in 60 seconds, checking for over 40 common defects that can lead to automatic dismissal. Over 60% of tickets have at least one dismissible error.
Review Your Defense Options
If our system finds technical defects, we file a motion to dismiss for $35. If no defects are found, our attorneys prepare a full defense for $89 ($69 each when you have 2+ tickets). Either way, you never have to appear in court.
We Handle Everything in Court
For dismissible tickets, the judge reviews our written motion. For standard defense, our attorney appears on your behalf. You go about your day while we fight for you.
Get Your Result & Save Money
Most cases resolve in 2-8 weeks. If dismissed, no fine, no points, no insurance increase. You save $800-$2,500+ compared to just paying the ticket. We keep you updated throughout the process.
Speeding Tickets in Miami-Dade County
Miami-Dade Fine Amounts
Miami-Dade County follows the standard Florida fine schedule but may include additional county surcharges. Common speeding locations in Miami-Dade include:
- •
I-95 corridor: Heavy enforcement, radar and lidar speed detection
- •
US-1 (South Dixie Hwy): Frequent speed traps, varying speed limits
- •
826 (Palmetto Expressway): Aggressive enforcement zones
- •
School zones near MDC schools: Doubled fines during posted hours
Which Court Handles Your Ticket
Miami-Dade County Traffic Court
1351 NW 12th Street, Miami, FL 33125
Handles most speeding tickets issued by MDPD and local police departments
Richard E. Gerstein Justice Building
1351 NW 12th Street, Miami, FL 33125
Criminal traffic cases (30+ MPH over, reckless driving)
South Dade Government Center
10710 SW 211th Street, Cutler Bay, FL 33189
Tickets issued in southern Miami-Dade area
With Ticket Toro, you never visit the court. Our attorneys appear on your behalf while you go about your day.
Frequently Asked Questions About Speeding Ticket Costs
How much is a speeding ticket in Florida for 10 over?
A speeding ticket for 10 MPH over the limit in Florida costs approximately $204 in total fines and surcharges. The base fine is $100, but mandatory court costs, surcharges, and county fees bring the real cost to $204. That does not include the insurance increase of $300-$450 per year for 3 years, which can add $900-$1,350 to the true total cost.
How much is a speeding fine in Miami?
Speeding fines in Miami-Dade County follow the same Florida state schedule: $129 for 6-9 MPH over, $204 for 10-14 MPH over, $254 for 15-19 MPH over, $279 for 20-29 MPH over, and $354+ for 30+ MPH over. Miami-Dade may add additional county surcharges. School zone and construction zone violations are doubled.
How many points is a speeding ticket in Florida?
Speeding 1-14 MPH over the limit adds 3 points to your license for 3 years. Speeding 15+ MPH over adds 4 points for 5 years. Points lead to insurance increases and potential license suspension. Accumulating 12 points in 12 months results in a 30-day license suspension.
Can I go to traffic school for a speeding ticket in Florida?
Yes, you can elect traffic school once every 12 months to mask up to 3 points. The course costs $25-$50 plus an enrollment fee charged by the clerk of court. However, traffic school does not remove the conviction from your record and you still pay the full fine. Getting the ticket dismissed is a better option because it removes everything.
How long does a speeding ticket stay on your record in Florida?
A speeding ticket stays on your driving record for 3 years if it was under 15 MPH over the limit, or 5 years if 15+ MPH over. Insurance companies can see it for the same duration and will charge higher premiums the entire time. A dismissed ticket does not appear on your record at all.
What happens if I just pay the speeding ticket?
Paying the ticket is an admission of guilt. Points are automatically added to your license, your insurance company is notified, and your rates typically increase 20-30% for 3-5 years. A $204 speeding ticket can end up costing $1,100-$1,500+ when you factor in the insurance increase over three years.
Is it worth fighting a speeding ticket in Florida?
Almost always yes. Fighting a speeding ticket with Ticket Toro costs $35 for dismissible violations, $89 for standard defense, or $69 each when you have 2+ tickets. If dismissed, you pay no fine, get zero points, and your insurance stays the same. The 3-year savings from avoiding an insurance increase alone can be $900-$1,575. Even a $129 ticket has a true 3-year cost of over $800 when you include insurance.
Do speeding tickets in school zones cost more in Florida?
Yes. Florida law doubles the fine for speeding in an active school zone. A 10-14 MPH over ticket goes from $204 to roughly $408. Construction zone fines are also doubled when workers are present. These enhanced fines make fighting the ticket even more financially important.
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Fight Your Ticket — Save More Than The Fine
A speeding ticket costs $1,000+ over 3 years. Fighting it costs $35-$89 ($69 each for 2+ tickets). Free instant scan finds dismissible defects in 60 seconds.